Prevent Bad Check Losses!

 
The Do's of Check Acceptance:

• Name address and phone number imprinted.

• Current date only.

• Compare ID picture with that of the person cashing or writing the check.

• Make sure signature matches ID signature.

• Make sure phone number is a working phone.

• Ask for street address — no Post office boxes.

The Don'ts of Check Acceptance:

• Don't let the check writer rush you.

• Don't take any check or person for granted, ALWAYS obtain proper ID.

• Don't accept prewritten personal checks. At least the signature should be written in your presence.

• Don't accept unsigned checks.

• Don't accept starter checks.

• Don't accept two party checks.

 
Spotting A Possible Problem Check:

• Checks that have a number under 300.

• Checks that do not have a phone number printed on them.

• If the address on the check is written by hand or if the current address is changed.

• No photo ID.

• Checks drawn on out-of-state banks.

• Checks for more than the amount of purchase.

• Two party checks.

• Check number is handwritten, stamped or typed.

• Loose checks not being recorded in a check register.

 
Spotting a Forged Check:

• The check writers name is different than the name printed on the check.

• If the top or side of the check is smooth and not perforated.

• If the bank numbers across the bottom appear glossy or irregular.

• Any difference or misalignment of type styles.

• Printing on the check appears faint or photo copied.

• Photo ID does not match information on the check.